More homes were listed for sale in January 2024 than in January 2023.  

    Introduction: Owners Title Insurance Buying a home is one of the most significant investments you'll make in your lifetime. During the complex process of real estate transactions, it's essential to safeguard your investment against potential risks and unforeseen challenges. One often overlooked yet crucial aspect of this protection is owner's title insurance. This article will explore the importance of owner's title insurance and why it's an indispensable shield for homeowners. Understanding Title Insurance: Title insurance is a unique form of coverage that protects homeowners and lenders from financial loss due to property title defects. A property title is a legal document confirming ownership rights, and any issues with it can lead to complications down the road. Common Title Issues: 1. Undisclosed Liens: Previous owners may have unpaid debts, resulting in a lien against the property, impacting your ownership rights. 2. Forgery and Fraud: Instances of forge...