Highland County Ohio: Rates Rise, But Sales Stay Strong


Highland County's housing market is holding steady this month, even as mortgage rates climbed across the board. Conventional 30-year rates now sit at 7.25% to 7.50%, while VA loans remain the lowest baseline option at 6.75% to 7.00%, and USDA's zero-down option stays available across much of the county's rural zones.

Despite higher rates, activity hasn't slowed: 73 homes sold in the past 30 days against just 138 active listings, with 42 more moving into pending status. Low inventory and elevated rates remain the two biggest forces shaping the market right now, and conditions continue to lean slightly in sellers' favor.

For buyers, exploring every loan option — not just the first one mentioned — matters more than ever with rates where they are. For sellers, accurate pricing from day one remains the key to a smooth sale in a market where buyers are watching their payments closely.

Read the full market breakdown, including the complete rate table by loan program, in the full post: Highland County Ohio Monthly Market Update 

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